PART 9 — Comparing All Crises: Patterns That Repeat


The Hidden Cycle Behind 1929, 1970s, 2000, 2008, 2020, and 2023–2025


1. Every Crisis Has a Trigger — But Triggers Fit Into Only 4 Categories

Across 100 years, all major crises fall into these four patterns:

A. Financial System Collapse

  • 1929: banking panic
  • 2008: toxic mortgages → global credit freeze

B. Cost/Price Shock (Inflation Crisis)

  • 1970s: oil embargo
  • 2023–25: energy and food shocks

C. Technology/Speculation Bubble

  • 2000: dot-com bubble burst

D. External Shock / Global Shutdown

  • 2020: pandemic

Every crisis fits one of these types — and sometimes more than one.

Understanding the type tells us the scale, the speed, and the solution.


2. Crisis Comparison by Root Cause

CrisisTypeRoot Cause
1929Financial collapseStock bubble + bank failures + no regulation
1970sInflation shockOil embargo + broken monetary system
2000Tech bubbleSpeculation > real value
2008Financial collapseToxic mortgages + credit freeze
2020External shockPandemic shutdown
2023–25Inflation shockEnergy crisis + supply chain failure

Crises differ, but the root causes are predictable.


3. Crisis Comparison by Government Response

CrisisSpeedTools UsedOutcome
1929SlowTight money, no bailoutsMade crisis worse
1970sModerateWage/price controls, late rate hikesStagflation
2000ModerateFed rate cutsMild recession
2008Fast (after Lehman)Massive bailouts, QESaved system
2020ImmediateStimulus, QE, energy supportFast recovery
2023–25Moderate-FastRate hikes, subsidiesInflation stabilised

Modern crises tend to be managed better because of lessons from the past.


4. Crisis Comparison by Severity

A. Most dangerous: 1929 & 2008

Both were systemic failures:

  • banks collapsed
  • credit markets froze
  • global economy threatened

These crises risked total collapse.

B. Most painful for citizens: 1970s & 2023–25

Inflation hits everyday life:

  • food
  • fuel
  • housing
  • wages

People feel these crises more personally.

C. Most sudden: 2020

Triggered by:

  • no economic imbalance
  • immediate halt of activity

D. Least damaging systemically: 2000

Stocks fell, but:

  • banks were safe
  • economy remained intact
  • tech sector reorganised

5. Crisis Comparison by Recovery Time

CrisisRecovery SpeedWhy
1929Very slow (10+ years)Wrong policies + no safety nets
1970sSlow (7–10 years)Inflation psychology took time to break
2000Moderate (2–3 years)Tech industry matured
2008Slow (5–8 years)Debt overhang + austerity
2020Extremely fast (1–2 years)Artificial shutdown → artificial restart
2023–25Moderate (2–3 years)Inflation cooling + higher interest rates

Recovery patterns reveal how policy determines duration.


6. What Repeats in Every Crisis

Despite different triggers, all crises share four repeating patterns:


Pattern 1: Overconfidence

Before every crisis, people believe:

  • “This time is different.”
  • “The old rules no longer apply.”
  • “We solved economic cycles.”

This happened in:

  • 1929 (stocks always rise)
  • 2000 (internet will grow infinitely)
  • 2008 (housing never falls)
  • 2020 (supply chains are invincible)
  • 2023 (inflation is transitory)

Human psychology doesn’t change.


Pattern 2: Hidden Fragility

Systems look stable until a shock exposes them.

Examples:

  • 1929 → fragile banks
  • 1970s → fragile oil dependency
  • 2000 → fragile tech business models
  • 2008 → fragile mortgage system
  • 2020 → fragile supply chains
  • 2023 → fragile energy markets

Crises reveal what was already weak.


Pattern 3: Panic and Overreaction

People and markets always:

  • sell too fast
  • withdraw money
  • stop spending
  • fire employees

Fear spreads faster than data.


Pattern 4: Transformation and Rebuilding

Every crisis leads to a major transformation:

CrisisTransformation
1929Modern financial regulation
1970sCentral bank independence + inflation doctrine
2000Real internet infrastructure
2008Strict banking regulation + QE
2020Digital acceleration + remote work
2023–25Energy independence + AI acceleration

Crises don’t just destroy — they reshape.


7. What Makes Each Crisis Unique

Even though patterns repeat, each crisis has a “signature.”

1929Collapse of trust in the financial system

1970sCollapse of monetary stability (inflation)

2000Collapse of expectations in technology

2008Collapse of mortgage system and global credit

2020Collapse of mobility and supply chains

2023–25Collapse of affordability in daily life

Every era has its own vulnerability.


8. The Big Lesson: Crises Shift From Internal to External

Old crises were internal:

  • banking
  • speculation
  • monetary policy
  • debt

Modern crises are external:

  • pandemics
  • energy shocks
  • geopolitical wars
  • supply chain collapses
  • climate events (future)

This means economic forecasting is now less predictable, because the shocks come from outside the financial system.


9. The Most Important Insight: Crises Don’t Repeat — They Rhymeto

Mark Twain famously wrote:

“History doesn’t repeat itself, but it often rhymes.”

This applies perfectly to economic cycles.

  • 1929 ≠ 2008, but they rhyme (bank panic → systemic collapse)
  • 1970s ≠ 2023–25, but they rhyme (energy shock → inflation)
  • 2000 ≠ AI boom, but they rhyme (speculation → correction)
  • 2020 ≠ previous crises, but it rhymes with pandemics and wars

Understanding the rhyme lets us predict what comes next.


10. What This Comparison Tells Us About the Future (2030s)

The next major crisis will likely involve AI-driven economic disruption, because:

A. Overinvestment in AI → bubble (like 2000)

Billions flowing into AI startups with no revenue.

B. Technological displacement → labour shock

Automation replacing jobs faster than labour can shift.

C. Geopolitical competition → risk of conflict

AI race between US, China, Europe.

D. Infrastructure vulnerability

Cloud, chips, data centres — key points of failure.

E. Social inequality → political instability

AI winners vs AI losers.

F. Economic dependence on digital systems

A breakdown would cripple everything.

The future crisis will rhyme with:

  • 2000 (tech bubble)
  • 1970s (structural shock)
  • 2008 (systemic interconnection)

But it will be new — uniquely shaped by AI.


11. Final Conclusion: Understanding Crises Means Predicting the Future

By comparing the last 100 years, we learn:

1. Crises are normal — not exceptions.

Every decade has one.

2. They follow patterns — not randomness.

Shocks → panic → adjustment → recovery.

3. They make the world stronger afterward.

Every crisis builds the foundation for the next boom.

4. The 2030s crisis will be driven by digital and AI forces.

And the world will adapt, just as it always has.